Attention homeowners: Real estate appraisal services for in Portland and Cumberland County

Check out the top 7 reasons why ME homeowners hire Robert B. Lynch:

Find the right listing price (whether you're using an agent or selling the home on your own)
Challenge Cumberland county's assessment of your property
Remove PMI to reduce your mortgage payments
To reinstate their Home Equity Line of Credit (HELOC)
Verify a different appraiser's report
In the case of a ME divorce, when real estate property needs to be divided
Settle an estate in ME by determining the true market value of property in question

Need help determining the value of your home in or near Portland, ME?
Contact Robert B. Lynch.

We at Robert B. Lynch understand the unique needs of a customer seeking appraisal services. Our business practices and reporting formats are familiar to our business clients like lenders, lawyers, and accountants. Being a regular person not in the real estate field that most likely doesn't see an appraisal every day,we will give you extra guidance and explanations through the appraisal process to more fully understand what we do and how we document our findings.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. In addition to helping you set a realistic price to sell at so your home will attract buyers, a professional appraisal is very crucial as a negotiating tool once you have an attainable buyer. It's something concrete to show the buyer. An appraisal is an independent third party's opinion of your house's value -- not just how much you think your house is worth. Interested buyers know you have an emotional attachment to your home and will be far more likely to give credibility to a professional appraiser's value conclusion than yours.

Need to remove PMI?

Getting the PMI (Private Mortgage Insurance) removed from your mortgage loan is an attractive way to save money for homeowners. Your monthly payments will go down once your mortgage loan is below 80% of the value of your home. In most cases you can apply to your lender to have the PMI eliminated from your loan. At Robert B. Lynch, we're experienced in helping consumers just like you delete unneeded and unwanted PMI insurance.

Challenging a property tax assessment

Lets say your house is not appreciating as much as other properties nearby -- your local tax assessor may have your home overvalued. That only means you are going to pay more taxes than you should. Since your property assessment may likely go up again in the next period, the quicker you take care of a matter like this, the better off you'll be. An appraisal report from Robert B. Lynch is your perfect weapon when challenging your property tax assessment.

HELOC recently frozen?

Your lender may decide to automatically freeze your home equity line of credit (HELOC) if your property is near a declining area -- even if your specific property has not declined in value. This can be be bad for your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow standpoint. Robert B. Lynch can provide you with efficient appraisal that will help you reinstate your home equity line of credit.

We Provide Field and Desktop Appraisal Review Services

Have you just been given a copy of your appraisal and you'd like to have a seasoned professional double-check it for accuracy or do you want a second opinion without the added cost and delay of waiting for a whole new appraisal? In a field review we will go out and check the subject and comps in question. Or, if you're in a hurry, we can provide desk review and verify as many facts as we can using online data sources as well as our own files.

Need a retrospective review of an appraisal report? We can We can assist you While usually requested by banks, you may desire to utilize this service if you suspect mortgage fraud related to your house.